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If you have a low credit score or a limited credit history, you can start building credit with a secured credit card. Here's what you need to know. 6 min. You need to start with a credit card from Discover bank or Capital One congtyweb.site because they have easier approvals for people that are just starting out. There are credit cards available for people who are just starting out with credit credit cards that help you build credit or improve your credit score. Applying for a beginner card, like a secured credit card or student credit card, might be a good way to start your credit journey. See if you're pre-approved. Applying for a beginner card, like a secured credit card or student credit card, might be a good way to start your credit journey. See if you're pre-approved.
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